Investment Property Loans

When you are ready to invest in real estate, we will help you find the right financing.

Is an investment home right for me?

When you are ready to explore the opportunities that real estate investment can offer, we can help you cut through the confusion in order to make the right decisions for your future. The competition for investment homes can be tough in many markets. You may need additional assets for repairs, or times when there are no renters in your property. Do the numbers work out in your favor?

What to consider before buying an investment home.

Investing in real estate is more than just purchasing a property. Rental properties can bring in monthly cash flow, but do you want to act as a landlord? Buying a property at a low price and “flipping” it, fixing it up and selling it for a higher purchase price, will require some home repair know- how, or investing more money for repairs. Both options have pros and cons to consider, but either way you are looking at a tangible asset that can possibly bring in positive cash flow and tax deductions. We have seen every investment situation you can imagine, so go ahead and ask us; we want to help.

Things To Consider

What will you do with this investment property?

Do you want to find the right property to put on the rental market, or will you be fixing the home up so you can resell it? The amount of time that you plan on keeping your investment property can help you determine which loan program will suit your plans for your investment property

Can you use the equity in your existing home for a down payment?

Investment properties may have extra stringent requirements from lenders, including a larger down payment. We can help you explore all of your options to get the down payment you need, such as equity in your current home or other assets like money in a brokerage or retirement account.

What can you deduct?

Tax deductions may be as much a reason to buy an investment property as positive cash flow. Did you know that you may be able to deduct appliances, mortgage insurance, or even mortgage points? Our team of experts can answer your questions about the advantages of real estate investment. (Note: We are not licensed tax professionals. Please consult your tax advisor for specific tax and financial information.)